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116 Monterey StreetSanta Cruz, CA 95060

For Sale

$4,880,000

Smart Buyer Rebate $48,800

Experience the Santa Cruz lifestyle at 116 Monterey St, steps from iconic West Cliff Drive. This delightful 3 bed/3 bath Mediterranean home offers stunning ocean views, the soothing sound of waves, and fresh sea air. A permitted 1 bed/1 bath ADU at 118 Monterey St is ideal for guests or rental income. For those who love to cook, a spacious Chef's Kitchen with Wolf Range and large kitchen island will feed your family for years to come. Surf, SUP, or swim at Cowell's, and then come home to soak in your jetted spa tub in the luxurious primary bathroom. Cool fog and ocean breezes create a refreshing vibe, while sunrises grace the front windows and sunsets glow from the balcony. Relax in the hot tub under starry skies or gather around the backyard fire pit. The ADU, a successful vacation rental, attracts wonderful guests and generates income with it's own private balcony atop a 2-car Mechanic's Garage. There's even a built-in vaccuum to get the sand out of your car! Steps from Steamer Lane and race starts like Wharf to Wharf, this home is a coastal gem. Enjoy music, wine tasting, or a meal at the historic Santa Cruz Wharf. Monarch butterflies flutter year-round, and the nearby community garden is great for birdwatching. Embrace this coastal retreat, and schedule a tour today!

Listed by Evan Walsh

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License #02059945

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eXp Realty of California Inc

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831-282-2713

Listed by MJ Stearns

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License #01700756

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eXp Realty of California Inc

Last updated November 14, 2025

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Source: MLSListings #ML82021291

Listing Facts

  • TypeSingle-family
  • NeighborhoodThe Circles
  • Bedrooms4
  • Days on Prevu64
  • Size2,586 sqft
  • Price per sqft$1,887

Amenities

  • Dishwasher
  • Private Outdoor Space
  • Pets Allowed
  • Parking
  • Swimming Pool

Location

Mortgage Calculator

Listing History

11/14/2025
Price Decreased
$4,880,000
10/31/2025
Status changed to Active
$5,432,100
10/30/2025
Status changed to Removed from Feed
$5,432,100
10/29/2025
Status changed to Active
$5,432,100
10/28/2025
Status changed to Removed from Feed
$5,432,100
10/27/2025
Status changed to Active
$5,432,100
10/23/2025
Status changed to Removed from Feed
$5,432,100
10/19/2025
Price Decreased
$5,432,100
09/17/2025
Listed by eXp Realty of California Inc
$5,488,888

Property Details for 116 Monterey Street

Exterior

Construction

  • Roof: Tile
  • Stories: 2
  • Year Built: 2007
  • Year Built Details: 2
  • Architectural Style: Mediterranean

Features

  • Direction Faces: West
  • Other Structures: Garage, Storage Facility, Zoned 2nd Unit
  • Patio And Porch Features: Balcony/Patio, Barbecue Area, Fenced, Fire Pit
  • Pool Features: Spa/Hot Tub
  • View: Ocean

Measurements

  • Building Area Total: 2,586
  • Lot Size Acres: 0.16
  • Lot Size Area: 7,318
  • Lot Size Source: Assessor
  • Lot Size Square Feet: 7,318
  • Lot Size Units: Square Feet

Financial

Taxes

  • Parcel Number: 004-244-13-000

Interior

Features

  • Appliances: Dishwasher, Garbage Disposal, Hood Over Range, Microwave, Oven Range - Built-In, Refrigerator, Wine Refrigerator
  • Fireplace Features: Gas Burning
  • Flooring: Hardwood, Stone
  • Spa Features: Other

Measurements

  • Living Area: 2,586

Rooms

  • Bathrooms Full: 4
  • Bedrooms Total: 4

Parking

Parking

  • Carport Spaces: 2
  • Carport: Yes
  • Garage Spaces: 2
  • Garage: Yes
  • Parking Features: Covered Parking, Detached, Drive Through, Gate/Door Opener
  • Parking Total: 3

Schools

High School

  • High School District: Santa Cruz City Elementary

Utilities

Equipment

  • Cooling: Central Forced Air
  • Heating: Heating - 2+ Zones
  • Sewer: Public Sewer
  • Utilities: Water Connected

Based on information from MLSListings™️ and/or other sources. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by Prevu or the MLS. Information is provided exclusively for consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumer may be interested in purchasing.

Full MLS Disclaimers

Rebate estimate is indicative only and based on listing price and estimated buyer's agent commission paid by owner, if applicable. Final rebates are subject to Terms of Use and may vary due to final negotiated transaction terms.